Lease vs buy comparison
Estimates net purchase cost and total lease cost over the same months.
Comparison basis
Period: same number of months for both options
Buy: loan + estimated resale value
Lease: monthly payment + upfront and end fees
Note: insurance and maintenance are excluded
Input data
Compares both financing options over the same number of months.
Help
Simplified model: excludes insurance, maintenance, tax, and mileage penalties.
Net buy cost = down payment + payments over the period − estimated resale value.