Monthly ownership cost calculator
Sums all monthly vehicle costs and annualises the total.
What each item means
Monthly loan: finance or lease payment
Insurance: monthly average for cover
Fuel or charging: typical monthly energy spend
Maintenance: averaged service and wear
Other: parking, tolls, washes, garage, etc.
Input data
Use zero for unused rows, but add every relevant cost for a realistic total.
Help
Shows the full monthly load instead of isolated bills.
Useful to compare vehicles, drivetrains, or financing paths.